Because all hotels demand a heavy capital investment, a good portion of which comes from the banking sector, it is vital that the right loan package is designed for the hotelier, whether investing in a new property or expanding an existing one. The loan should be tailored to the hotel owners needs.

Just as every hotel's trading pattern is different to the next, so no two hotel loans should be the same. It is in the interest of both the hotelier and the bank that the conditions of the loan take into account any unique issues and the right package can only be negotiated when it is tailored to the particular property.